Search Properties across the Country

More and more people have been getting attracted towards making investments in land. It is one safe option which gives guaranteed returns. It is the best way to invest and multiply your money. By far, only the metropolitan cities were topping the list of favorites. Cities like Delhi, Mumbai, and Bangalore etc. were captivating the realtors and investors from all over the country. These have been the epicenters of economic activities and infrastructural developments.

Now-a-days people are also opting to buy lands in other cities. Gradually the focus of the buyers is becoming diverse from only metros. The congestion in the metros has diverted the traffic to other cities. Investors from non-metros prefer buying assets in tier II cities and other smaller cities as they have the best of both the worlds. There are numerous reasons for such a shift.

•   Better options are available at cheaper rates.
•   More options to choose from, like stand alone bungalows, villas, and townships.
•   Infrastructural development to gain momentum with time.
•   Right time to invest to fetch manifold returns.

The real estate market in India is transforming, both in focus and in technology. Even real estate developers are going online. Infradoctor.com is one such real estate web portal which initiates buying and selling of property from all over the country. It provides a junction for all the traders and buyers to interact and materialize their deals. It is functional not only in the big cities but also caters the services in tier II and smaller cities.

It helps you look through various different options across different cities sitting at home. You are required to fill in your needs and start the search. You can also set the filters as per your budget. The customized search on infradoctor.com aids an easy an organized search.

The choice of city and property helps in finding an asset of our choice. The convenience that this site offers is immense. In such busy schedules, it is really tough to find time to visit the sites you want to buy. But with this web portal all the hassles are gone. Sitting in Delhi you can buy a property in Baroda. You can browse through different options and then choose the best deal suiting your pockets.

Making an investment in a smaller city is a wise decision as it involves less capital and promises better returns. So if you too wish to invest and agree with this statement, then you can have hundreds of options just a click away on infradoctor.com. Get up and get started!!! Find yourself a house anywhere in India fast and quick!!!

Financing Your Property

Investing in any property demands a huge sum of money. It needs good financial planning before making a final move so that troubles don’t pop up in the future. One wrong decision can not only create problems for you but can also lead to a situation where you have to sell the property for which you had made all the possible efforts.

Hang on!!!!! Don’t hush up. Take some time out to give your decision a second thought. Remember you need to be thoroughly practical. Take a piece of paper and note down all the pros and cons related with buying the asset. Also put on paper the finance you need to make a purchase and money you would require after the purchase for other miscellaneous activities. Putting all these details over a piece of paper gives you a clear idea of your financial standing and difficulties involved in it.

 You need to make sure of the following points while taking the decision.

•    You have a regular income to support your expenses and repay the loan along with the interest.
•    You have a good credit rating with the financial institutions.
•    You have a decent savings to help you in tough times.

All these points help in making the finance procedure not only simplified but also infuses you with high confidence levels thereby reducing all the doubts and dilemmas.

There are various different sites that can be of great help in aiding your search with lots of options. Infradoctor is one such site that provides information on real estate market in India. The platter of information also gives details of various residential properties in India, commercial properties in India and rental properties in India. So much information can be attained on a single click.
 

Not only this, infradoctor also helps you in financing your real estate. They have an option to apply for a home loan. All you need to do is fill a form that involves your basic personal information along with your budget parameters and submits it. And that is it. You may also calculate your monthly installments if you have the details of the loan amount and the number of years available.

This site also provides you with lots of information relating to the same area like the details on various insurance companies; the varied documents that are needed while applying for a home loan so that you can have your loan sanctioned easily. All these details bring in clarity and the chances of a successfully financed property increase.

So it is always wise to be proactive so that you are able to take an intelligent decision and buy yourself a dream asset.

Real Estate Goes Online

Gone are those days when you had to stick to a classified column on a much awaited lazy Sunday morning and it vanished in collecting basic information with nothing concrete in hand. Utter disappointment!!!!!!!!!!! But times have changed. With the advent of technology, everything has transformed from ordering a pizza to buying a dress, everything has gone online. It has even altered the approach to make a real estate purchase. People no longer hesitate to go online to look for property they want. Internet saves your energy and time and transforms your Sunday morning from troublesome to awesome!!!!!!

 

These days all the real estate builders in India are working to mark their presence online. It helps them stay abreast with the rising competition and have buyers from anywhere on the globe. One such option is infradoctor.com. It helps the visitors browse through the best properties in India offered by different real estate companies and real estate developers.

 

www.infradoctor.com is a common answer for the buyers, brokers and builders to purchase and sell respectively. It is a platform that provides all the required comfort to the buyers and sellers to interact. It provides the visitor with a list of various properties for rent in India, residential property in India and commercial property in India. You can set the filters the way you want and you are served with various options from all over the country. Isn’t that simple and easy??

This site is active in all the major cities of India. Any person can post his requirements for free with basic information like the contact details; the kind of property one is looking for and most importantly the budget. Another convenience added to the buyer’s basket is of home loan. You can apply for the home loan through www.infradoctor.com and fetch the EMI details. There is also an option to choose a broker from a directory of brokers.

A seller can also post his property online for free. He just needs to fill in his property details and contact details and he can have it posted on the site for the buyers to view and buy. It also provides services of enhancing the preferential visibility during search. There are different packages that can be availed as needed.

All this has made the process of search and trade very handy. You can engage in it at any point in time…you don’t need to wait for a Sunday to freeze a deal. Just click and go….!!!!

Importance of Open Space in Your Home

What is the role of open space?

Looking at the scarcity of living space, builders mainly focus on the living space in order to provide accommodation to maximum people. Yes, living space is the main concern for you while looking for a home but you should not ignore the importance of open space in home. For instance, you may prefer to look for an apartment which has ample space for living but then you forget that the open space is also equally important for a healthy living. Better natural light, proper ventilation, accommodation to guests etc are some of the concerns that mark the significance of open space in your home.

Importance of Open Space

Most of the real estate developers are ignorant towards the consequences of not focussing on open space in your home. As mentioned above, your home should have adequate open space apart from living area, as your family include members of different age group and space plays a crucial role in how they adapt themselves with the home. Here are few important points discussed which illustrate the usefulness of open space in your home:

First. Stress-relief: Open space, if equipped with some flowers or even small garden within your home can help you in relaxing your mind. Open space also has a psychological impact on brain and it can be of assistance in enhancing your thought process. You can also try to widen up the passage by eliminate some of the unnecessary doorways, in order to make the move from one room to another easy.

Second. Natural light resource: Using large windows, wherever possible, can be a good source of natural light. This allows light of the sun to enter the home which in turn can help you in reducing the usage of electricity during the day time and thus reducing your bills. Apart from reducing maintenance cost, sunlight is also a good source of Vitamin D which again saves on part of malnutrition expenses.

Third. Balconies: Balcony also has its own importance as it can be used for various purposes. If you are a resident in apartments than you can use this balcony for planting some flowers as apartments lack the feature of front gardens. You can also enjoy this space of your home for drying clothes, sitting in shade during summers and if you have a reasonably big balcony, you can even host some guests there.

Fourth. Play ground for children: Open space in your home or in the society in which your apartment is can also be used as a playing ground for your children. This can have various plus points including interaction of your children with the nature for healthier living, your children will be within your reach even if they are out for playing which ensures their security etc.

Fifth. Economical Impact: In a survey that we conducted for knowing the choice of home people are looking for, homes with ample living space accompanied by some open space was the priority. If anytime you plan to sell out your home and if it has the required open space, it can get you a much more economical advantage even if there are other less expensive options available in the market.

Thus, it is evident from the above mentioned points that while buying a home you should not only consider the living area while making the final decision, you should even look for the open space portion which has its own importance and this importance ranges from health to wealth.

Tips for taking Home Loan

Why do we need home loan?

Increase in population and scarcity of living space has brought in a huge fluctuation in property rates in last few years. Looking at the raise in demand of land to live in, it has given a boom to the industry of lands and now you can get the desired place if you have the required capital in your hands. This has given banks the opportunity to help you in getting a certain amount as a loan, which you can pay to broker or property owner as a onetime payment and become the owner of your desired property.

Useful tips while taking home loans

The amount that bank has provided to you as a loan can be returned to the bank in the form of monthly instalments and for providing this facility, all banks charge some interest on the amount that they have provided you. By this the bank also gets facilitated by the interest amount and even you get your own property without spending all your savings. But, there are certain tips or rather suggestions that one should keep in mind while taking home loans:

1. Interest Rates: While taking a Home loan you main focus should be on the interest rates applied on your loan. Whether the rates applied will be fix for the entire tenure or will it be a reducing interest rate. You should try to get the loan during the festivals as banks come up with some exciting offers during festivals like low interest rates or no processing fees scheme etc.

2. Trend of interest rates: You should do a brief study of the prevailing and the past interest rates, as the past record can give you an idea about the frequent changes in the rates of interest according to which you can re-think about your decision of taking loan. Make sure that the bank agrees to notify you of any changes in the interest rates for future correspondence.

3. Processing fees/ other charges: Banks do charge some percentage of your loan amount as processing fees in the name of processing your file quickly. So, make sure you do a proper research in the market and should opt for the bank who asks for a minimum or no processing fees or any other charges. You can even take help of the banks in which you have your salary account, and they can waive off your processing fees and other charges and can be a real help for you.

4. Pre-payment charges: The loan that you acquire from bank can be returned back with interest before the complete tenure of your loan. But, here some banks levy a pre-payment charge apart from the interest which makes it a bit expensive for you in making the complete payment before time. Hence make sure that it is mentioned in your contract as to what will be the terms and conditions of making a pre-payment and how much extra charge you will have to pay for it.

5. Transfer charges: During the tenure of your loan, you may come across some other attractive home loan schemes from other banks and you may also wish to transfer your loan to that bank. In this case also, you have to pay some amount as a transfer charge to your current bank and hence you need to be aware about the appropriate charges and should be documented as well.

6. Monthly EMI details: You should ask your bank to provide a detailed structure of the monthly EMI that you will be paying. Now-a-days, banks even provide the complete statement, including the future EMIs, which has all the necessary details related to your EMI as to when and what amount you have to pay as an EMI to bank.

Thus, home loans have made it possible for you to purchase a dream home which can give you a satisfaction of your better future but if the above points are considered while taking a home loan, this can save a lot of your money and can also give you a mental peace of buying the property of your choice.